• +855 187 187 123  
  • TK Royal No. 155, Phnom Penh, Cambodia. 
  • info@civil-safe.com
  •  

suitable crowd: 18-65 years old

suitable professions:level 1-5 only;For unclear profession level please contact us.

Period of insurance:1 year

Geographical limitation:Cambodia to worldwide

Sales area: employees of legally registered corporations in Cambodia

way of purchasing: Offline insurance

Policy form: paper policy

coverage:please read《Civil Safe Personal Accident Insurance Policy》and pay extra attention to exclusions and definitions

Coverage Plan Sum Insured/Unit USD
Premier Ultimate

1. Accidental Death and PD *

$50000 $100000

2. Accidental Death from Public Transportation (Aircraft) Death and PD *

$50000 $100000

3. Accidental Death from Public Transportation (Ship)

$50000 $100000

4. Accidental Death from Public Transportation (Bus, Subway)

$50000 $100000

5. Accidental Medical Reimbursement 

$50000 $10000

6. Accidental Medical Reimbursement for Ambulance Rides 

$100 $200

7. Accidental Hospitalization Allowance

$10/day $20/day

8. Emergency Medical Evacuation & Repatriation

$30000 $50000

9. Repatriation of Remains

$30000 $50000
Coverage Plan Coverage interpretation

Own Damage

Lost of the insured vehicle due to natural disasters (excluding earthquakes) or accidents within the scope of insurance liability.

2. Accidental Death from Public Transportation (Aircraft) Death and PD *

If the insured person is dead or highly disabled due to accidental injury caused by taking legal public flight transportation, the company will pay the benefits according to the agreed amount.

3. Accidental Death from Public Transportation (Ship)

If the insured person is dead or highly disabled due to accidental injury caused by taking legal public ship transportation, the company will pay the benefits according to the agreed amount.

4. Accidental Death from Public Transportation (Bus, Subway)

If the insured person is dead or highly disabled due to accidental injury caused by taking legal public motor vehicle transportation, the company will pay the benefits according to the agreed amount.

5. Accidental Medical Reimbursement 

If the insured is treated in a legal hospital due to an accidental injury, the company will pay the accidental medical reimbursement for the reasonable medical expenses incurred.

6. Accidental Medical Reimbursement for Ambulance Rides 

If the insured suffers from accidental injury and needs an ambulance for transportation, the Company shall pay the accidental medical reimbursement for ambulance rides  incurred in the transportation.

7. Accidental Hospitalization Allowance

If the insured is hospitalized for accidental injury, the Company shall pay the allowance for the days of hospitalization due to accidental injury by multiplying the reasonable number of hospitalization days by the agreed amount.

8. Emergency Medical Evacuation & Repatriation

If the insured suffers an accidental injury and is confirmed by the hospital and rescue company to need to carry out emergency transshipment and repatriation, the company agrees to pay the transshipment and repatriation costs in accordance with the rescue clause.

9. Repatriation of Remains

During the insurance period, if the Insured dies due to accidental injury, the Company shall pay the expenses for the repatriation of remains or ashes according to the rescue provisions.
  • What is an accident?

    "Accident" needs to meet the four elements of external, sudden, unintentional and non-disease at the same time, and the physical injury caused by this requirement can be paid under the policy.

  • Is the pneumonia caused by coronavirus covered?

    This insurance plan temporarily does not cover a series of diseases caused by coronavirus. However, you can consult us through WeChat customer service or call the hotline 183183123 for Civil Safe COVID-19 insurance, to further protect your life during special times.

  • Is this insurance available for indivisuals?

    "Safe Guard" Employee Accident Insurance is designed for corporations. The minimum amount of insured is 5 persons. The policyholder should be any corporation which is legally registered in Cambodia

  • Can I claim for accidents that occur outside Cambodia?

    "Safe Guard" Employee Accident Insurance covers your safety 24 hours worldwide.

  • Can we increase the sum insured on the customized plan?

    "Safe Guard" Employee Accident Insurance offers customized plans for up to $200, 000.

  • Is it possible to claim for diseases that have occurred before?

    Previous diseases are not covered under the policy.

For coverage please refer to Civil Safe Personal Accident Insurance Policy and pay extra attention to exclusions and definitions

* The limit and coverage shall be subject to the product insurance plan and clauses, and the insurer shall not be liable if the limit is exceeded.

* The rescue company shall call and properly arrange relevant services, and dispatch specialists to the site for assistance according to the specific situation.

* You must truthfully inform your occupational status when applying for insurance. The insurer will not bear the corresponding insurance liability if false declaration being made.

* The personal information, data and privacy you provide will not be provided to any unauthorized third parties.

Civil Safe is not only providing you a safeguard, but also a responsibility for the stability of the country and the people.